When my daughter was a teenager, I told her to avoid two things during her teenage years that could leave her struggling for financial gain and independence for the rest of her life. Two Albatrosses, that could strangle and weigh her down and prevent her from ever getting ahead.
Smoking cigarettes and having babies.
These two things are incredible financial weights that can decimate monthly earnings, prevent you from going to college or learning a trade, and have the potential to actually impoverish you if take these on early in life. Especially in your teens, before you’ve even start building a career.
But there are other weights we can acquire later in life just as devastating, and some might put marriage in that category. Why, because they dissolve and turn into everlasting debt. Or at least very long-standing debt. The debt from a divorce can bankrupt you.